We live in a world of almost constant communication, yet we face an epidemic of loneliness. This dichotomy of an ever-increasing means of connection and decreasing feeling of community has led to multi-generational isolation. Last year, the American Medical Association identified loneliness as a public health issue. In a 2023 Gallup poll, 24 percent of young adults report feeling lonely and in a similar poll by the Michigan Institute for Healthcare Policy one in three adults aged 50–80 (34%) reported feeling isolated from others. Eleanor Rigby, the titular character in Paul McCartney and John Lenon’s classic 1966 tune, would have plenty of company today. She’d also have plenty of concerns. A study released this week from the Harvard School of Public Health noted that adults older than 50 years who report experiencing persistently high levels of loneliness have a 56% increased risk for stroke. Previous studies have linked loneliness to other health risks including high blood pressure, heart disease, obesity, anxiety, depression and memory issues. Fortunately, we have plenty of ways to combat loneliness. Some of them are as simple as a phone call, text or letter. July 11 is National Cheer Up the Lonely Day and we can think of several ways to celebrate it. Organize a simple neighborhood potluck. Reach out to an old friend. Pop a couple of “I’m thinking of You” cards into the mail. Plan an outing for one of your regular group chats. Invite someone you know to volunteer with you at a local charity. One small step out of your comfort zone can lead to giant leaps away from loneliness. Invite someone to take a class with you, see a show, watch a ballgame or take a walk. Most people have really interesting stories to tell if you treat yourself to a conversation with them. Let’s work hard on this year’s “Cheer up the Lonely Day” so we can render next year’s obsolete…. | Read More »
Retirement
The life of Pi
There’s a lot of inspiration in a slice of pie. Much like retirement planning, it all starts with a seed. If you plant the seed early enough and water it just right, it grows into a tree with apples plump enough to sustain you when you need to harvest them. You have to time the apple harvest carefully to maximize the flavor of the apples and their ability to sustain their nutritional value. And then there’s the dough, a perfect blend of two very common ingredients – butter and flour. But, you need to cut that butter into the sifted flour exactly right for the flakiest dough, and only the best bakers can manage that. Most people need a little help. Just like life, you’ll want to add sugar and spice to your pie, and everyone’s preference is different. You have to figure out what proportions best suit you before you seal the crust. Sometimes you need to tweak the recipe to suit your own needs. We can help with that. We’ve been helping people bake their perfect slice of retirement pie for more than 40 years. Happy Pi Day from all of us at Winch Financial. We hope your pie is extra delicious today.