Take our Christmas Cash Challenge

Though it may feel like coal in your Christmas stocking at first, our Christmas Cash Challenge really is a way to give yourself the kind of present that lasts throughout the year. Let your credit cards be your adult elf on a shelf and stash them in places you can’t reach easily during the Christmas… | Read More »

LTC planning and the bobcat in your woods

Last weekend, our friend Tom, an experienced hunter, shot a deer with his cross bow from his stand on our property in northern Wisconsin. With a light snow falling, Tom left his stand, tracked the deer a ways, found and began field dressing the animal. A noise caught his attention and he looked up. Just… | Read More »

Four reasons you need a Roth IRA

In our last post we talked about the importance of saving enough in your employer sponsored retirement plan and cautioned that even if you were contributing your full match, it might not be enough. The vast majority of us will need additional savings and a good place to accumulate that is in a Roth IRA. … | Read More »

There’s no free lunch (except in retirement plans)

We’ve all heard the saying, “There ain’t no such thing as a free lunch.”  It’s used to remind us that there is a cost to everything even, or especially, if it is hidden from view.  The phrase actually comes from the once-common practice of saloon owners advertising a “free lunch” for patrons who would purchase… | Read More »

The changing world of rotary phones and retirement

Time was when a pension and Social Security would provide most people all they needed for a secure retirement.  But, back then, people were content with working the same job all their lives, watching just three TV stations, and using a rotary phone with no texting or video. People now have an infinite number of… | Read More »