Faith, family, finance and a familiar face

Christina Winch never set out to be a pioneer in women’s finance. She was just happy to give advice when people asked. “I was teaching in high school and when somebody asked me a question about their money, I’d give them an answer. And then another person would ask and then another and it blossomed from there,” she said. Soon, the English teacher was hosting informal financial seminars after school in the lunchroom. She loved encouraging people to take control of their finances and saw a genuine need to help people who had no idea how to plan for their retirement. So, she earned her licenses and began a formal shift into the financial world. In 1981, Christina opened a financial advisory firm and, 40 years later, many of the teachers who attended those lunchroom sessions are still her clients, along with more than 800 other people from around the country. “Christina is an energetic, gregarious person who enjoys engaging others,” said Bev Underwood, a former teacher and current client who used to attend those lunchroom sessions. “Whether teaching or financial planning, one needs to connect with people; the skills overlap.” Bev and Christina used to carpool to the high school, along with two other teachers. “In addition to being economical, the camaraderie and laughs made the journey fun for all,” Bev said. “Before leaving for school Christina would make breakfast (often pancakes) for (her kids) and leave them in that new kitchen appliance, the microwave. She wanted them to be well fed and ready to learn when they headed out to school.” Today, all three of Christina’s adult children are licensed financial advisors working in the firm. In both teaching and financial planning, Christina has enjoyed offering conventional wisdom in unconventional ways. She designed and taught “the Bible as literature” to high-risk public high school students and they loved the class. In fact, they often stop in to catch… | Read More »

A three-step process to generous giving

An ancient, Biblical concept, the art of joyful giving has enjoyed a resurgence in recent years as investors work toward the twin goals of defining success today, and establishing a lasting legacy for tomorrow. “To be a generous giver is not only noble in the altruistic sense, but for practical reasons as well. It’s a critical component of a well-devised financial plan,” said Christina Winch, CFP®. “If you’re making money, you have to learn to give back. That’s the secret to a fulfilling life.” As a founding member of Kingdom Advisors, Christina has helped guide this group of independent Christian financial advisors to enormous growth, based on the concept of Biblically sound investing. What began as a concept in 1981 has become an international force. Larry Burkett initially asked a group of 16 advisors, including Christina, to form the board of directors for what was then known as the Christian Financial Planning Institute. Today, Kingdom Advisors includes 1,360 advisors from 72 communities around the world. A recurring theme for Kingdom Advisors has been the art of generous giving. “A large part of the reward that you get from your finances, and the way you get the most contentment and fulfilment in life, is by sharing what you have with others,” Christina said. “It’s exciting to give; it’s gratifying to make a difference in the world.” At Winch Financial, the wealth management and financial planning company Christina founded in 1981, we advocate a three-step approach to charitable giving to ensure your plan is both effective and joyful. We call it the Giving Three. This is a critical step and should be discussed with your financial advisor. Evaluate your finances and determine how much you intend to contribute to charitable causes annually. As important as choosing the amount you will donate, is determining the direction your funds will go. Take time to choose charities that speak to your heart. The key to… | Read More »