• How should I build my retirement account?
  • When can I retire?
  • How much money will I need in retirement?
  • How can I make my money last for my whole life?

We begin with a budget, which includes a careful analysis of assets and spending habits. We gather documents including pay stubs, qualified and non-qualified retirement accounts, beneficiary designations, cash flow, cost basis information, insurance policies, employer sponsored retirement plan information, educational accounts and more. We consider the taxable implications of every phase, from accumulation to withdrawal.

Our retirement analysis includes an evaluation of income flows from pensions, retirement assets and Social Security. Our Social Security analyzer lets you know the optimal time for you to begin taking your Social Security payments. We’ll work with you to set up a safe withdrawal plan, and to assess your risk management requirements.