Happy Veteran’s Day from a grateful nation

It seems appropriate that one week after the general election in the United States, we get the opportunity to thank the people who fought to preserve our right to vote in it. We’re joining the rest of this proud nation in thanking our Veterans, today and every day. To celebrate Veterans Day 2014, we’re making a financial commitment to the Wounded Warriors project.  We’re proud to align ourselves with this worthy organization by joining the Advance Guard monthly giving program, because we want our support to last long after today. According to its website, the Wounded Warrior Project® (WWP)  serves veterans and service members who incurred a physical or mental injury, illness, or wound, co-incident to their military service on or after September 11, 2001 and their families. To date, the program has served more than 58,000 retired military and nearly 8,200 families. We chose this program as a means to honor our military, but there at least five other ways to say thank you. 1)      Just say thank you. Take a moment to shake an active or retired military service personnel’s hand and thank him or her. We don’t think it’s possible to thank them enough for the service, commitment and sacrifice they willingly make. 2)      Hire a veteran. The military experience fosters commitment and teamwork, perfect qualities in a co-worker. 3)      Visit a Veteran’s Home, or visit a home-bound veteran. 4)      Offer to provide foster care for pets of service members serving overseas through the Guardian Angels for Soldiers project. 5)      Take part in the Red Cross Holiday Mail for Heroes program and send a greeting card to active military service personnel.  

Winch Financial’s Mutual Fund Enjoys Strong Returns

Winch Financial is pleased to announce that the Ginkgo Multi-Strategy Fund, a mutual fund launched in September 2011, continued its strong run through the one-year, and three-year period ending on October 31, 2014. The Fund outperformed 92% of the 291 funds in the Tactical Allocation Category on Morningstar+ for the one-year period ending Oct. 31, 2014, and 71% of the 190 funds in the Tactical Allocation Category for the three-year period ending Oct. 31, 2014. Morningstar+ defines tactical asset allocation as a strategy “based around tactically allocating capital among a diverse range of trading strategies and markets, wherever opportunity is perceived,” and ranks the Ginkgo Multi-Strategy Fund’s expenses as below average for its category. *Past Rankings do not ensure future performance. Rankings are only one form of performance measurement. For current performance information, please call 855-289-4656. +Morningstar, Inc. All rights reserved. Morningstar is an independent provider of financial information. Morningstar performance rankings are based on total return without sales charge relative to all share classes of mutual funds with similar objectives and determined by Morningstar. Past performance or ranking is not indicative of future results. Investors should carefully consider the investment objectives, risks, charges and expenses of the Ginkgo Multi-Strategy Fund. This and other important information about the Fund is con-tained in the prospectus, which can be obtained at www.ginkgofunds.com or by calling 855-289-4656 (BUY-GNKO). The prospectus should be read carefully before investing. The Ginkgo Multi-Strategy Fund is distributed by North-ern Lights Distributors, LLC, member FINRA. 4442-NLD-11/5/2014

Safety tips for savvy travelers

About three weeks ago, we traveled to Portland, OR.  It was my boyfriend Doug and my first visit and we absolutely loved it – the waterfalls, the gorge, the coast, green green green everywhere.  There was only one crack in our travel, and it was a big one. On our second day, we took to the coast.  We had not seen an ocean in a year and were very excited.  We parked and sprinted to the sand with mobile phones in hand for pics, completely forgetting to put our junk in the trunk.  You know the rest of the story … Smashed window.  Purse grabbed.   Left with not even a quarter for a gumball and no ID to get to the bank for cash.  Ugh.  More importantly, I lost all of my Laura Mercier lip goop!  Jeeze.  That was worth more than the cash in my wallet! Luckily, I was able to contact my roommate back home in Texas and she was able to access my locked file cabinet where I had copies of all of my important documents, so on my return flight I was able to show TSA copies of my IDs.  That got me wondering: what would happen if I had had no way to get copies of my ID’s while traveling? When I returned home, I researched online and asked my super tech savvy friends if they had some sort app or device or superior way to keep copies of their important documents entirely secure and yet handy while they are traveling.   Here are the top five responses: 1) Keep a password protected zip drive on your key chain. 2) Take pictures or scan them and save the files on a secure app on your mobile. 3) Keep a folder in Dropbox (Be careful, though, due to the file sharing nature of this sitethis option may not be as secure as some of the others)…. | Read More »